There are three options available for credit cards with cash back rewards. These cards allow you to earn 1.67% on grocery store purchases, 2.2% on gas, and 4.4% on daily expenses. These cards can be used easily and do not require an annual fee. However they will require a good credit rating.
Earn 1.67% Cashback
You can earn 1.67% cashback with the Fifth Third Simply BusinessTM Card for all purchases and balance transfers within the first 12 billing cycles. Fifth Third customers will be the best fit for this card. There is no earning cap and no rotating category. You will be able earn as much as possible. You'll also be able to take advantage of interest-free financing for purchases and balance transfers, which can save you time and money.
Fifth Third Bank offers the Cash/Back Credit Card, a brand new card. The card offers 1.67% cashback on purchases, and it is contactless. The card also allows you to travel with Mastercard. There are no foreign transaction charges. Fifth Third Mobile banking app makes it easy to manage the card. The card's annual fee is $9 and there are no rotating categories.
Enjoy 2% cash back when you shop at the grocery store
Chase Freedom Unlimited Credit Card offers great value for shoppers who want to make money at the grocery store. The card earns you 2% back in restaurants and grocery stores. You also get 1% cash back for other purchases. The card has no annual fee and no minimum redemption requirements.
This credit card earns 1% back when you purchase gas or other items. The Blue Cash Preferred offers double cash back on grocery purchases, but you have to spend at least $3167 per year to qualify for this bonus. A cash-back credit card can increase your earnings. However, it is important to consider your spending habits and spending limits when choosing the card. A flat-rate card, such as the Citi Double Cash Card, may be better for you if your grocery shopping is your main source of income.
You should look at the merchant category when choosing a credit card. This will ensure that you get 2% cashback on your grocery store purchases. You can choose between cashback credit cards and those that give points or miles instead. A card that charges an annual fee is a good option if you struggle to choose between cashback or points cards.
Gasoline: Get 4% Cash Back
Many credit cards reward programs offer generous cash back rates on gas purchases. Gas purchases are not automatically included in the highest-rewards category. Some cards only offer 2% back on gas, and some offer even lower rewards. With a general-purpose rewards card, you can still earn 4% cashback on gasoline. These cards do not have any restrictions regarding brand or geographic location and are generally unaffiliated to any gas retailer. The best gas credit card for you will depend on your spending habits and personal financial situation.
Hilton Honors Card offers the best cash-back credit card to fuel purchases. This credit card comes with an annual fee $95, and you'll earn 3 points for every dollar you spend in gas stations and supermarkets. You can redeem your cash back for a statement credit, a deposit in your bank account, or a check. Some cards allow you to redeem cash back for merchandise or gift vouchers.