Credit cards have become the most popular option for cash back rewards. The 2020 welcome bonuses were incredible! In 2022, the top 6 cashback credit cards will be available. Combining one of these cards with another could give you enough cash to go on a free trip. In addition, you can earn points that will allow you to redeem for gift cards.
Wells Fargo Active Cash (sm) card offers cash back of 2%
One of the many reward programs offered by Wells Fargo is the Active Cash(sm). This program offers 2% cashback for purchases. In exchange for spending a minimum $1,000 on the card in three months, you could earn up to $200 cash rewards. Redeem your cash rewards to receive gift cards or a statement credits on eligible Wells Fargo account accounts.
The card's sign-up bonus offers great incentives to use it. There is no annual fee. The only problem is that you have to spend at most $1,000 within three month of opening your account to qualify for the bonus. However, this is far from the only drawback to the card. Although it offers 2% cashback, it is still one of the very few cards that does so.
Other rewards cards may offer similar amounts, but the Wells Fargo Active cash(sm) has no annual fees and is an excellent option for cardholders. The 2% cashback is unlimited and can be used as an addition to other rewards cards. This card is also available with a promotional financing offer, making it an excellent option for consumers who have other credit cards.
Discover it Cashback rewards you with 5% cashback
The Discover it Cashback credit card is an excellent choice for those who are looking to earn rewards with no annual fees. The card offers 5% cash back on quarterly bonus categories as well as a 5% cashback for everything else. There are other options that offer more rewards for everyday purchases. Citi Double Cash Card allows you to earn unlimited two percent for every purchase. It's more advantageous for those who pay every month.
Discover it(r) Cash Back is designed for people with a good credit score, as it waives the first late payment fee. This credit card has no annual fee and zero penalty APR. It is a great option for people who spend less than $2,000 annually.
Capital One SavorOne Rewards Credit Card
Capital One SavorOne Rewards Credit Card is a great card for foodies with large grocery bills. It offers cash back for dining out and entertainment as well as grocery purchases. The rewards don't expire making it an affordable option for foodies. This card has no foreign transaction fees, annual fee or foreign transaction fees.
Capital One SavorOne Rewards Credit Card offers great cash-back rates without an annual fee. The card offers discounts on entertainment, groceries, and streaming. The 0% introductory APR makes it a great option for consumers with low income.
Before applying for the Capital One SavorOne Cash Rewards Credit Card, it's important to check your credit score to ensure that it's high enough. Your score can be checked online at Capital One. You might not be able to get approved if your credit score is not perfect.