
Bank of America offers its secured cardholders the chance to get their security deposit back. Bank of America will evaluate your account after a year to determine if it is eligible to get the deposit back. You can use your card as an unsecured credit card if you are eligible for a return of deposit. Bank of America's secured card does not require you to complete a separate application to get access to unsecured debt.
Capital One Platinum Secured Card Credit Card
Capital One Platinum Secured Credit Card requires that you make a small security payment in order to open your account. This amount can be as little as $49 or as much as $200. The deposit does not go towards making purchases, but it acts as collateral. The deposit is fully refundable if your account is upgraded or closed. You can also increase credit limits by depositing more than required security deposit. Depending on your situation, this may be up to $1,000.
The Capital One Platinum Secured Credit Card offers many benefits, making it an excellent choice for anyone looking for a basic credit card. Though this card does not offer any rewards, it does provide a stable platform for building credit slowly and steadily. For loans at low interest rates, it is important to have good credit.

Discover it Secured Mastercard
The Discover it Secured Mastercard by Bank of American is one of the best credit cards on the market. You get rewards you won't find with an unsecured credit card, and there is no annual fee. It is a great option for people with bad credit who want to build credit. The only downside is the high APR. The upside is that it will allow you to build credit without requiring you to put up a large security deposit.
The Discover it Secured Credit Card boasts high approval rates. It's perfect for those with bad credit, or no credit history. The card also has a cash reward program and rewards for paying on time. To apply, you must be at least eighteen years old and have a U.S. bank account and a bank routing number. You can expect to receive a decision within a few weeks.
Capital One BankAmericard
Capital One BankAmericard is a great option if you are looking for a no-annual fee credit card. The card is free of any annual fees and has a low minimum deposit. It will help you build your credit history so that you can improve credit scores. You can't use the cash back rewards program, which is the downside to this card.
BankAmericard Secured Credit Card requires a $300 minimum security deposit. This may prove to be a deterrent for some customers. However, some competitors allow customers to deposit as low as $200. There is a $40 late payment penalty. However, the BankAmericard secured credit card is an excellent choice for those who are looking to establish credit history and improve their credit score. The card's low minimum deposit and 3% foreign transaction fees make it an excellent choice for people who need a secured credit card with a large credit limit, but not good credit.

Capital One BankAmericard offers higher credit lines than most. There is a maximum credit limit of $200, but your credit score and financial history will determine the minimum deposit amount.