If you are a college student, you must prove that you have the financial means to pay your minimum credit card bill. This means that you must have assets or independent income. You might consider student credit cards that help you build credit. An authorized user can be added by a family member with good payment history. This will help you improve the credit of the person adding you as an authorized user.
Discover it Student Cash Back
If you're in school or working at a job, you can apply for the Discover it Student Cash Back credit card online. This card offers 5% cashback for rotating categories. You can personalize the card by choosing either an animal design (or a cassette tape). You can choose to have your cash back rate vary depending on which categories you spend most.
The Discover it student cash back credit card has been voted one of the best student cards available. It offers cash rewards, low interest rates and a low fee per year. It also has a user-friendly interface.
Capital One Travel Student Rewards
Capital One Student Rewards credit card is for students and offers cash back rewards. Earn one cent per dollar and receive an additional 0.25 for on-time payments. Your points can also be used to purchase a statement credit card or a cheque if you meet certain thresholds.
Capital One Journey Student Rewards card includes an automatic credit line review. This review is initiated six months after account opening. This review automatically increases your credit line over time. This means that you don’t have to worry if you have too much or too little credit. Capital One also offers a free credit monitoring program called CreditWise. This service allows you to be alerted to any changes in TransUnion credit reports, making it easy for you to monitor your credit score.
Discover it Student Credit Cards
The Discover It Student Credit Card can be a great way to start building a credit history while in college. This card has many benefits including no annual fees and no minimum credit score. Additionally, there are no foreign transaction fees or late payments fees. And it has an excellent rewards program.
Its cash back program is great for students, since it allows you to earn cash back for purchases at select locations. On qualifying purchases, you can get up to 10% cashback. The card has no annual fees and Discover matches cash back earned within the first year. An additional $20 statement credit is also available.
Discover it Student Secured Credit Card
A student credit card with no annual fees and lots of rewards is a great option for students. This is what the Discover it Student Secured Card offers. The card gives you 2% cashback on gas, and 1% for all other purchases. You will also get a cash back match from the company after your first year. These rewards can be used to purchase books or tuition.
The Discover it Secured cards offers great balance transfer features. You can transfer your balance to another unsecured card without affecting your secured card. You can activate a mobile application for free to do this. But you need to be aware that the APR is high and there is a large security deposit. People who cannot pay their bills on time or build a good credit history should not apply for this card.
Find it Student Visa
Students can take advantage of the Discover it Student Visa card. This card gives students unlimited cash back and a variety other benefits. It's an excellent option for those who don’t use their credit cards very often, but still wish to build credit.
This credit card does not have an annual fee and gives cash back on eligible purchases. You also get 5% cashback in certain categories. In addition, there's a $20 statement credit if you get a 'B' or better in your first year. Discover cards offer 2% cash back anywhere else and Discover Deals that offer double cashback.