If you are a student who wants to apply for credit, you will need to show proof that you can pay the minimum credit-card bill. This is a requirement that you have assets or an independent income. Consider credit cards for students if your credit score is low or absent. These credit cards are designed to help you improve credit. You can also have a relative with a strong payment history add you to your authorized user list. This will increase the credit score of the person who adds you as an authorized users.
It's Student Cash Back
The Discover it Student Cashback credit card can be applied online by students or workers in schools. The card gives you 5% cashback on certain categories. You have the option to personalize your card by selecting an animal design, or a cassette tape. The amount you spend on each category will determine the rate of cash back.
The Discover it Student Cash Back credit card is one of the most rewarding student cards on the market. It provides generous cash rewards as well as a low interest and low annual fees. It also has a user-friendly interface.
Capital One Journey Student Rewards
Students can earn cash back with the Capital One Journey Student Rewards credit cards. You can earn one cent for every dollar spent and an additional 0.25% for on-time payments. Your points can also be used to purchase a statement credit card or a cheque if you meet certain thresholds.
Capital One Journey Student Rewards cards include an automatic credit-line review. This review takes place six months after opening your account. This automatically increases the available credit line over time. This means you won't have to worry about whether you have enough or not enough credit in the near future. Capital One also offers CreditWise credit monitoring for free. This service allows you to be alerted to any changes in TransUnion credit reports, making it easy for you to monitor your credit score.
Discover it student credit card
The Discover It Student Credit Card is a great way for college students to build credit histories. This card comes with a number of benefits such as no annual fee or minimum credit score. You will also not be charged late payments fees or foreign transaction charges. And it has an excellent rewards program.
Students will love the cash back program. You can earn cash back on purchases made at certain locations. You can earn up to 10% cash back on qualifying purchases. You don't have to pay an annual fee. Discover will match any cash back you earn in the first year and give you $20 extra for your statement credit.
Discover it Student Secured Card
If you are a student, you might want a credit card for students that doesn't have an annual fee and offers lots of rewards. Discover it Student Secured Card may be able to provide this. This card offers 2% cash back on gas and 1% on all other purchases. Moreover, the card comes with a cash back match, so the company will match your cash back after the first year of use. These rewards are generous, and can be used in order to pay tuition or books.
The Discover it Secured card offers a great balance transfer feature. Your balance can be transferred to another unsecured credit card without affecting your secured one. This can be done by activating a free mobile app. Be aware of its high APR, as well as the large security deposit. People who cannot pay their bills on time or build a good credit history should not apply for this card.
It's a Student Visa
If you're a student you can use the Discover it Student Visa Credit Card. This card offers a variety of rewards for students, including unlimited cash back in your first year. This card is ideal for students who do not use their credit cards often but are still trying to build credit.
This credit card does not have an annual fee and gives cash back on eligible purchases. There is also a rotating 5% cashback program. If you earn a B or better in your first year, you will receive a $20 credit to your statement. Discover Deals offer double cashback and 2% cashback elsewhere.