The surge mastercard is an unsecured credit card that is designed for people with poor or fair credit. This card reports to all three major credit bureaus, so you can use it to build your credit and repair your score.
Getting a new credit can be difficult if your credit score is low. People with low or bad credit scores may only be able to get secured cards, which require a large security deposit.
However, there are other unsecured cards for credit-building that can help you boost your score without the need to deposit money upfront. Surge Mastercard of Celtic Bank is a good example.
This card allows you to double your credit limit if you maintain your account for at least six months and practice responsible credit practices. The card also offers a free credit report each month to all three credit bureaus.
These features can improve your score and help you establish a good history of credit, which is essential to getting approved for loans like mortgages or car loans. Moreover, it will lower your rates of interest.
Check to see if this card is pre-qualified before you apply. You can get an idea of the amount you can borrow as well as how quickly your limit can increase.
Surge Mastercard, one of the very few unsecured card options that is relatively easy to qualify for with a high approval rate. The application can be done online.
The card comes with a higher credit line than most other credit cards that are unsecured and no security deposit. These cards are perfect for those with bad or fair credit that have difficulty qualifying for unsecured cards.
It offers a reduced annual fee as well as no monthly maintenance charges. You will be able to increase your credit score quicker and benefit from better prices on your purchases.
Another benefit of this card is that it will help you raise your credit limit, boosting your available credit and giving you more purchasing power. This card has a credit limit ranging from $300 to $1,000 depending on your credit rating and credit usage.
Moreover this card will notify all three major credit agencies of your timely payment. These reports can help you increase your credit limit and get approved for more credit in the future.
Surge Mastercard should be considered if you're interested in improving your credit and building up your history.
Surge Platinum Mastercard helps you build credit. The card doesn't have a rewards program, but the APR is attractive and there is a low fee.
Surge Mastercard should be part of a comprehensive credit building strategy and not your sole credit card. You can build credit, earn rewards and avoid fees with this card. However, you need to be aware of all the costs involved before signing up.