Credit cards are the easiest way to pay for purchases. Credit cards can be used for everything, from paying your bills to booking travel. Some credit cards even offer rewards for spending. These points are valuable for building credit scores, which can be a crucial factor in getting approval for credit cards. You can apply for a secured or unsecured credit card.
Capital One Quicksilver Rewards Credit Card
Capital One Quicksilver Card may be the right choice for you if you are looking for simplicity in your financial lives. The card offers a flat reward rate that makes it easy for you to track how much you earn. You will not be charged interest or pay an annual fee. You can get a $200 line of credit for as low $49.
Capital One Quicksilver cash rewards credit card offers 1.5% cash back for all purchases. Redeem your rewards with a statement credit (check), gift cards or statement credit. As long as your account remains active, the cash back will be valid. You can also apply the cash back to previous purchases. This will allow you to reduce your credit card statement.
Indigo(r) Mastercard(r) Credit Card
The Indigo Mastercard is not a reward card, but you can still use it for building your credit and financial habits. Credit limits are $300 so it is important to only purchase items that you can afford to pay in full when you get your statement. Paying your bill on time will help keep late fees at bay. Remember that a credit card with high interest rates is not the best way for you to build credit.
The process of applying for an Indigo Masterscard is very simple. The minimum age to apply for an Indigo Mastercard is 18 years. You also need a valid social insurance number and a physical or IP location in the United States. Indigo will run a credit check to verify that you are who you say you are. Indigo does not accept paper applications or requests for credit over the phone.
Wells Fargo Business Visa Credit Card Secured
Wells Fargo Business Secured Visa Credit Card for Business Owners with Bad or No Credit is available. It offers a variety of unique features. These cards are low in interest rates and have no annual fee. The company also offers a rewards program that rewards customers for making purchases. You will earn one point on every dollar you spend with the Wells Fargo Business Elite Card. If you spend $10,000 in a billing cycle, you may be eligible for up to 5,000 bonus point.
It is not difficult to get a credit card. There are plenty of credit cards available to business owners who have bad credit. The Wells Fargo Business Secured Visa Creditcard makes a great start. This card is free of annual fees, making it one the easiest credit cards you can get.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card is a great choice if your credit score is good. Although it may seem difficult to obtain a Chase card for your finances, there are a few things you can do to make it easier. If you have not yet reached this threshold, you can try competing with other credit card companies to improve your credit score before applying for a Chase credit card.
This credit card offers a variety of benefits, including travel protection and insurance and transferable points. It also offers a Pay Yourself Back program that allows you to earn up to 25% more rewards for your everyday spending. You'll also have access to a $200 cash back bonus after spending $1,500 within six months.
Citi Double-Cash Card
Citi Double Cash Card makes a great choice if you have high-interest credit cards balances. It has a low balance transfer fee and an 18-month, 0% introductory APR for balance transfers. Additional benefits include $0 fraud liability, 24-hour fraud protection, and $0 fraud liability. The card can also be used to purchase tickets for presale events.
This card is great for people who spend on a daily basis and want a card that earns cash back. The card offers solid cash back rates on every purchase. There is no rotating category or cash back calendar. It offers balance transfer privileges with a low introductory APR, so you can continue to use it even after you pay off the debt. Its rewards structure is simple and straightforward, which can help you stay out from debt and avoid any interest-bearing credit cards.