There are many excellent Bank of America cards. These cards offer a variety of benefits, including cash back and travel rewards. The best card for you depends on your financial situation as well as your personal preferences. Bank of America credit and debit cards are very beneficial for students and business people. A card should offer strong rewards and benefits. Bank of America Business Advantage Customized, Cash Rewards Mastercard has the best travel rewards credit.
Bank of America Business Advantage Customized Rewards Mastercard Cash Rewards
The Bank of America Business Advantage Customized Cash Rewards Credit Card offers flexible rewards for business owners. The card offers $300 in statement credits per year and a minimum spending requirement for $3,000 In addition, you will earn two percent cash back for dining and one percent for everything else. These rewards can add up to a limit of $50,000 on your credit card.
To be eligible for this card, applicants must have a minimum FICO(r), score of 720. Although the minimum credit score required to be approved is not very high, most applicants will be approved with credit scores in the excellent-excellent range. The Bank of America Business Advantage Customized Cash Rewards Mastercard also comes with a 3% foreign transaction fee.
Upon earning cash back, the customer can redeem it for a statement credit, cash, or check. Bank of America also allows for monthly category changes. It is also possible to automatically invest the cash back earnings into a Merrill Lynch investment account or directly into a Bank of America account.
Bank of America Premium Rewards Card
Bank of America Premium rewards card is an excellent choice for anyone looking for a credit cards that earns great rewards with no annual fees. It is a great choice due to its low annual cost and relatively modest signup bonus. Merrill account holders and members of Preferred Rewards have access to higher reward tiers. This card allows you to earn points for all your purchases.
One of the biggest perks of the Bank of America Premium Rewards credit card is that it does not charge a foreign transaction fee, which can add up to 1.49% of your international purchases. For this card to be eligible, you will need top-tier credit.
Bank of America Cash Reward Credit Card for Students
Students who are looking for a card that offers cash back and a range of benefits will love the Bank of America Cash Reward Credit Card for Students. The card features a $0 liability for fraudulent transactions as well as several features that can help students manage their finances. It offers many benefits, including a rewards program that gives you points for every purchase. You also get cash back, with one of the bonuses matching your cash.
Students can redeem their rewards through a variety of methods, including statements credits, Bank of America account deposits and paper checks. This credit card never expires as long as you maintain an active account.