Credit cards are one of the easiest ways to pay for purchases. These cards can be used for everything: from booking travel to paying bills. A lot of credit cards also offer rewards for your spending. These points can be valuable in building a credit score, which is a key factor in receiving approval for credit cards. You can apply for a secured or unsecured credit card.
Capital One Quicksilver Cash Reward Credit Card
Capital One Quicksilver Card: If simplicity is something you value in your financial life, this card might be for you. The card offers a flat reward rate that makes it easy for you to track how much you earn. It doesn't have any interest or annual fees. You can get a $200 credit line for as little as $49.
The Capital One Quicksilver Cash Rewards Credit card gives its users 1.5% cash back on all purchases. Redeem your rewards by redeeming a check or statement credit, gift cards, or a check. The cash back stays valid as long as you maintain your account. You can also apply it to your previous purchases. You can lower the credit card bill by doing this.
Indigo(r) Mastercard(r) Credit Card
Although the Indigo Mastercard does not offer rewards, it can be used to improve your credit score and set good financial habits. Credit limits are $300 so it is important to only purchase items that you can afford to pay in full when you get your statement. Late fees will be reduced if your bill is paid on time. It is important to remember that credit cards with high interest rates are not the best way of building credit.
The application process for an Indigo Mastercard is fast and easy. To apply, you must be 18 years old, have a valid social security number, and a physical or IP address in the United States. Indigo will conduct soft credit checks to verify your identity once all the items are provided. Indigo does not accept paper applications or requests for credit over the phone.
Wells Fargo Business Secured Credit Card
Wells Fargo Business Secured Visa Credit Cards are aimed at business owners with poor or no credit, and they offer a number of unique features. These cards offer low interest rates and no annual fee, and the company also offers a rewards program that rewards its customers for making purchases. With the Wells Fargo Business Elite Card, you earn one point for every dollar you spend, with the possibility of earning up to 5,000 bonus points after you spend $10,000 in a single billing cycle.
It's not as hard as it seems to apply for a creditcard. There are plenty of options out there for business owners with bad credit, and the Wells Fargo Business Secured Visa Credit card is a great place to start. This card has no annual fee, which makes it one of the easiest credit cards to get.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card can be a great option if you have good credit. Although some people think that applying for a Chase Card is difficult, it's not. You only need to have a certain credit rating and complete an application. You can compete with other credit card companies to raise your credit score before you apply for a Chase credit cards.
This credit card offers a variety of benefits, including travel protection and insurance and transferable points. It also offers a Pay Yourself Back option that will allow you to earn as much as 25% more on your everyday spending. After spending $1,500 in six months, you'll be eligible for a $200 cashback bonus.
Citi Double-Cash Card
Citi Double Cash Card can be a great option for those with high-interest credit card debts. It provides a low balance fee and an 18 month 0% introductory interest rate on balance transfers. You also get $0 fraud coverage and 24-hour fraud protection. The card can also help you purchase tickets to presale events.
This card is perfect for people who shop on a regular basis and are looking for a card that will earn cash back. The card earns a solid cash back rate on every purchase, with no rotating categories or cash back calendars. The card also has a great balance transfer introductory APR that allows you to continue using it even after paying off the debt. The card's zero-hassle rewards structure could be an incentive to avoid credit cards that charge interest and stay out of debt.