There are several factors that you need to consider when searching for your first card. Consider how much money you intend to spend and for what purpose you will use the card. A credit card is not free money. You will pay interest if it isn't paid in full. It is best to get a card with a low-interest rate or a zero-interest introductory period.
Diners Club card
Diners Club is a credit-card that you can use to purchase food at restaurants. It was first introduced in India in 1961. Frank McNamara, a restaurant owner, came up with the idea. It was introduced as an invitation-only credit card and has been offered by Citibank and HDFC Bank.
Frank McNamara was a New York City businessman who accidentally lost his wallet at a New York City restaurant. He founded The Diners Club. Rather than paying for the bill in cash, he instead asked his wife to cover the tab. This embarrassing moment was the catalyst for the Diners Club credit card. McNamara, his business partner, returned to the restaurant holding a cardboard-card and thus the Diners Club was born.
Chase Sapphire Preferred
Chase Sapphire Preferred is a great card for avid travelers who want an easy card experience. It is an excellent choice due to its low annual cost and solid reward accrual rate. Read on to learn how it stacks up against the competition. In addition to reviews of the card, you'll find answers to frequently asked questions about this card.
First, consider how flexible the card is. Chase Sapphire Preferred rewards you with flexible and flexible benefits. One point is earned for every dollar spent. You can also earn one point for every dollar you spend on miscellaneous purchases. Capital One Venture Rewards Credit Card is available for flat rewards.
Capital One Quicksilver
The Capital One Quicksilver card is the best choice for people who want simplicity and convenience in their financial lives. It offers a flat rewards rates that are easy to remember and has no annual fees. You can see exactly how much you're making by looking at the numbers.
While the Capital One Quicksilver is not the best credit card for people with bad credit, it does offer a few benefits that make it worth considering as your first credit card. The card also offers an intro APR deal and rewards for early spend. If you're looking to get a more sophisticated credit card with travel rewards and higher cashback, you may want to consider other options.
Capital One Platinum Credit Card
Capital One Platinum Credit Card is an excellent choice for those who are just starting to establish credit. It has no annual fee and no credit score requirement. There is also no security deposit. This is the perfect card for people who are trying to rebuild their credit after suffering a financial hardship. The approval rates are low and there are good chances of approval, even for those with FICO scores below 580. This card does not offer rewards.
Although the Capital One Platinum Credit Card has no rewards, it's still a great option to help customers build their credit. After six months of card usage, you may be eligible for a credit line increase if you pay all your bills on time and have a low credit utilization. The credit card has no foreign transaction fees, annual fees, or foreign transaction charges.
Citi Rewards+(sm), Student Card
Citi Rewards+(sm), Student Card is a great option for students looking for a credit card. The card gives you two ThankYou points for every dollar spent at gas stations or supermarkets. The first six months of your card's validity are completely free. You can redeem the points for free flights, gift cards or online shopping.
Citi Rewards+ (sm) Student card is the perfect choice for anyone looking for a credit or debit card. It doesn't have an annual charge, but you will be charged 3% for any foreign transactions. This means that it's not the best choice if you're going on an extended trip.