You can track your spending and keep your money in control with the Wells Fargo Credit Card. These benefits offer multiple levels of protection which makes it easy to avoid spending too much. However, it is important to keep in mind that you must meet specific credit qualifications to be approved for this card. There are no cash rewards or rewards points, and no grace periods.
No annual fee
Although there are no annual fees for credit cards from wellsfargo.com you must be careful before applying. Many have very strict terms. Some of these conditions may require you to have a minimum monthly payment or a credit limit of 30 percent. If you don't, your credit score could take a hit. To ensure you are approved, make sure to check your credit score before you apply.
Wells Fargo offers credit cards for both individuals as well as businesses in a number of different types. Each type of credit card offers different rewards and benefits. If you're looking for an appealing option that won't drain the bank account, no annual fee credit card from this bank is a good choice.
Unlimited cash back
Unlimited cash back on Wells Fargo Credit Card is one of the most sought-after offers in rewards credit card industry. The cash back rate may be the same on all purchases but it can vary depending on which card you have. You can find out the specific cash back rate on your monthly statement or on the carrier's website. You can also check the Consumer Financial Protection Bureau database of credit card agreements.
The Unlimited Cash Card by Wells Fargo offers no restrictions in terms of rewards. You can redeem points in cash, gift cards, or merchandise. However, this program comes with some restrictions. These include cash advances and balance transfers as well as wire transfers and lottery tickets.
Travel points/miles
Travel points/miles can be earned with Wells Fargo credit and debit cards. These points are redeemable for gift cards, airfare, and many other items. Each point is worth a cent. So you can use points to purchase everything, from your car rental to your next vacation. The points can also be used to pay off eligible loans, buy gift cards, and bid on online auctions.
With your Wells Fargo credit or debit cards, you can redeem miles and travel points online. Each Wells Fargopoint is worth one penny and you can use them for anything, including hotel stays or airline tickets. Your Wells Fargo Points can be used to transfer into other programs such as Chase Ultimate Rewards.
Multi-purpose rewards
Consumers who are looking to maximize their credit card rewards can choose the Wells Fargo Multipurpose Rewards credit card. This card comes standard with a wide range of rewards and has no annual fee. The Active Cash(r), card earns unlimited cashback on purchases. It has no earning caps nor rotating categories. It is part of Wells Fargo Rewards and offers the opportunity to redeem rewards such as gift cards, cash or travel bookings.
It is easy to use, offers a huge welcome bonus, and offers introductory offers to encourage users to spend more. The Bilt Mastercard comes with no annual fee and lets you transfer points to airlines and hotels. Bilt Rewards is partnered with 14 companies. You can earn points towards a down payment, take part in fitness classes and get merchandise. However, the Wells Fargo Reflectcard has an extremely long introductory rate.