
A beginner credit cards is a great option for anyone just starting with credit. These cards can help you build your credit history and allow you to qualify later for better terms. Some of these cards even offer rewards for good use of the card. We will be reviewing the top beginner credit card choices. You might also be interested to read our guide on first access visa credit card. These are some of the most sought-after beginner credit cards.
Capital One Venture Rewards Credit card
Capital One Venture Rewards credit card applicants should be aware of the strict criteria they must meet. You can still apply for the card even if your bankruptcy is not filed. If you have missed any of your loan payments, the default will be removed from credit reports. Otherwise, you may have to wait until your credit score improves to the mid-700s before applying.

Citi Premier
Citi Premier(r), which is available in a variety of currencies, may be the best credit card for you if your first credit card search. The card charges a low $95 annual fee and rewards your spending in popular categories with flexible ThankYou points. You can exchange your points for cash back or travel rewards. With the card you can also earn upto 80,000 ThankYou point for every dollar spent. This can be used to purchase gift cards worth approximately $800
Oakstone Platinum SecuredMastercard
This secure card has many benefits for beginning consumers. It has low APRs and a large credit limit. You can also report your payment history on the major credit bureaus. It is free of penalty rates and does not require an annual fee. However, the one major drawback is that there is no signup bonus or rewards program. In addition, it requires a security deposit of $200, which is not much compared to other secured cards. Keep in mind, however, that the card has a three percent foreign transaction charge.
First Access Visa Credit Card
The First Access Visa Credit Card may be right for you if you are new to credit cards. A credit card is great for those with bad credit as it can help raise your credit score. Your monthly credit card usage will be reported to the three major credit agencies. The card's APR is very high, and it might not suit everyone. MoneyGeek's standard methodology will provide you with an accurate score for credit.

Chase Sapphire Preferred card
The Chase Sapphire Preferred Card is the best option for anyone new to the points and miles hobby. This card offers all the features that professional cardholders need, at an affordable price. You can earn points and miles by using this card, which offers cash back as well as rewards. This card is brand new and you will find many ways to maximize your points. You'll be amazed at how quickly your rewards add up!